LTD Group Life Insurance
Long Term Disability
Long term disability insurance for individuals is designed to replace a percentage of your gross income should a sickness or accident prevent you from earning an income in your occupation. This coverage provides monthly payments, up to a specified amount for a specific time period after a covered illness or injury occurs. Disability insurance provides a way to protect your income and your standard of living.
Group Life
Clements International offers a flexible approach to Group Life Insurance. Our program allows us to meet the specific needs of any size or type of organization. Clients can purchase coverage in amounts which relate to their annual salary, then additional coverage can be added to create the perfect policy for their needs.
We'll work with you to create a group life program that meets your organization's needs, budget and company culture - now and as your organization grows.