International LTD Group Life Insurance
Long Term Disability
Long Term Disability Insurance for individuals is designed to replace a percentage of your gross income should an illness or accident prevent you from earning an income in your occupation. This coverage provides monthly payments up to a specified amount for a certain time period after a covered illness or injury occurs. Disability insurance provides a way to protect your income and your standard of living.
Group Life
Clements International offers a flexible approach to Group Life Insurance. Our program allows us to meet the specific needs of any size or type of organization. Clients can purchase coverage in amounts which relate to their annual salary and additional coverage can be added based on their individual needs.
Clements works with you to create a group life program that meets your organization's needs, budget and company culture - now and as your organization grows.
High risk coverage for an NGO (pdf) |
Printable sheet listing available high risk coverages |
