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|||| Vol. IV Issue 3

FEATURE ARTICLE
Eight International Sights You’ve Never Seen

EXPATRIATE INTERVIEW
Andrea Martins

PRODUCT SPOTLIGHT
Travel Medical Insurance

EXPATRIATE RESOURCES
Websites Focused on Expatriate Life

DID YOU KNOW
Meet Yvonne Allen

ON A GOOD NOTE
A word from our clients


|||| Feature Article

Eight International Sights You’ve Never Seen
By Emilie Udell

When you first arrive at your new home, it’s easy to become enamored with your surroundings.  Landmarks and museums you have heard about since grade school are now at your fingertips, and for the first few months, you gasp every time you drive past the famous what’s-his-name statue or the world-renowned monument of such-and-such.  But after the newness wears off and you’ve made multiple trips to these hotspots with visiting relatives and friends, you start to take on the mind-set of “been there, done that.”  After all, you’re not a tourist, you’re an expatriate.  And as any expatriate knows, some of the best treasures and most memorable experiences are found off the beaten path.  Here is a list of eight international destinations you’ve may have never heard of that are awaiting your visit.

The Capuchin Crypt – Rome, Italy
These small chapels located below the church of Santa Maria della Concezione dei Cappuccini serve as the final resting place for over 4,000 Capuchin monks.  However, if you visit, you won’t be admiring their tombstones.  The walls of each chapel are lined with intricate patterns of bones of the monks who died between the 16th and 19th centuries.  The ground of each chapel is covered in soil, which was brought in from Jerusalem. The crypt is open every day except Thursday, and admission is free, but donations are greatly appreciated.  There are a number of these “bone churches” across Europe, including Paris and Prague, and quick internet search will reveal locations near you.

Le Musée d'Art Spontané -  Museum of Spontaneous Art, Brussels, Belgium
If you enjoy modern and unusual art, check out this museum, which offers over 50 works from artists who are not formally trained.  You may not recognize the names of the artists, but you won’t forget the work you’ll see here.  This museum is also housed in a former industrial print shop.  Entrance fee: 2€

Debates at Parliament – London, England
Watch history as it is made. When Parliament is meeting, the galleries are open to the public to watch the debates. Additionally, the Prime Minister holds a weekly “Question Time” on Wednesdays when Parliament is in session, and the public is invited to attend.  Entrance is free; however U.K. citizens get first dibs on tickets, so be prepared to wait in line to take advantage of any remaining seats.  You can find additional website on the U.K. Parliament website at www.parliament.uk/about/visiting/debates.cfm.

Samutprakarn Crocodile Farm and Zoo - Samut Prakan, Thailand
Located outside of Bangkok, you’ll find the largest crocodile farm in the world, with over 15,000 inhabitants.  Watch these creatures interact in their natural habitat, or witness a death-defying display when zoo keepers put on a show that includes placing their heads inside a crocodile’s mouth.  The zoo also offers a number of other activities such as camel rides and paddle boating to keep you busy the entire day.  Entrance fee: 300 Baht for adults, 200 Baht for children.

Ski Dubai – Dubai, UAE
It may be 100 degrees outside, but you can still see snow in Dubai.  This indoor ski center measures the size of three football fields, and offers five ski slopes at varying levels of difficulty.

Ski Dubai
photo by jonrawlinson

Be sure to bring your parka, as the temperature in the center is kept at freezing level, but in case you forget, Ski Dubai offers ski equipment and winter wear rentals.  Ski Slope Day Pass: 300 AED for adults, 240 AED for children.

Mikumi National Park – Dar es Salaam, Tanzania
No safari is complete without seeing the Big Five (rhino, lion, buffalo, cheetah, and elephant) and Mikumi National Park is sure to not disappoint.  Just a few hours outside of Dar es Salaam, this park is full of rare wildlife, including hippos and zebras, making it the perfect destination for a day trip.

Middle and West Asia International Trade Market, Kashgar Bazaar – Xinjiang, China
Located on the Silk Road, Kashgar is over 2,000 years old, and serves as home to the biggest market in the Northwest region of China.  Find everything from local artisan’s crafts to exotic foods to goods from the surrounding countries in its 41 acres of vendors.  The market is open daily, though Sunday is the busiest day.

Amrum Island – North Sea, Germany
Just off the coast of Germany lies the perfect spot to get away.  Amrum Island’s wide beaches offer plenty of space to soak up the sun, climb the sand dunes, or go for a swim.  Bikes are recommended for transportation around the island, as there is only one road for cars.  During low tide, it is also possible to walk between Amrum and neighboring island Föhr.  Ferries to the island are available from Dagebüll or Schlüttsiel.

Don’t get stuck in a rut in your new surroundings.  When you are tired of all the options located in your city, the best place to turn is to a local.  Make friends with your neighbors and co-workers, and they may let you in on the secrets the city holds.

Have you visited some interesting sites off the beaten path?  Please leave a comment in our blog to share your insight with the Clements community – blog.clements.com.

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|||| Expatriate Interview

Andrea Martins

Expatriate  Question & Answer

Name: 
Andrea Martins

Nationality:  Australian

Current Residence: Australia

Occupation: Co-founder & Director, ExpatWomen.com

Where do you currently reside?
Five minutes from one of the best beaches in the world on the Sunshine Coast, north of Brisbane, Australia.

How many years did you live away from your home country?                            
Seven years in total: I lived in Jakarta, Indonesia for three years; followed by Mexico City, Mexico for four years.  I have now been back in Australia for nearly two years.

Would you live abroad again?
Absolutely! I confess that I am somewhat addicted to the exciting expat cocktail of adventure, challenge and discovery, and I miss the camaraderie that exists in expat communities between the fun, interesting and like-minded people that you meet. 

How do you stay in touch with other expatriates?
That’s easy, via ExpatWomen.com!  Every day, I receive emails from expats, expat clubs, expat website owners and expat service providers.  I interview successful expat women and inspirational expat entrepreneurs, I read expat-related articles, I review every expat blog and story submitted to our site, and I attend expat-related conferences.  I love the expat world.  I am very much a repatriate in denial.

What helped you decide to work and move abroad?
Like many people, it was just an opportunity too good to refuse: an exciting job opportunity (for my husband); the chance to discover a new culture; the chance to run away from home for a while; and the lure of amazing travel.

What do you like most and least about living abroad?
My favourite aspects of living abroad are definitely the people that you meet and the sights that you see. 
My least favourite aspects would be those situations that render you powerless.  For example: the inability to speed up in-country red-tape; language barriers; and the need to wait… wait… wait for people to do things, in countries where “today” means more like “tomorrow”, “next  week” or “next month”.

What advice would you give someone who is moving abroad?
Meet as many people as you can and be sure to ask for help.  Whether you are in the emergency room needing a translator at 3am, you are looking for the best health specialists, you need local event ideas to impress your boss, or you would just like friends to call for dinner, you need that Blackberry® full of names to call.

Where would you like to go next? 
Europe would be wonderful, due to the weekend travel possibilities throughout the continent.  The United States and Latin America hold great appeal, as I miss that side of the world and the variety of things to see and do there.  Asia is also an attraction, due to the sheer diversity of Asian cultures and landscapes.  You can take me (almost) anywhere!

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||
|| Product Spotlight

Travel Medical Insurance

What kind of insurance has worldwide coverage, flexible policy terms, and 24-hour emergency travel assistance?
The kind design specifically for your needs as a traveler -- Travel Medical.

If you read the fine print, chances are your current medical coverage will not extend beyond your home country’s borders. If you are sick or injured abroad, you could be left with a steep medical bill. Proper travel insurance can help ensure you receive the best treatment possible at a modern medical facility, or repatriate you for additional treatment in your home country if necessary.

Even if you successfully complete your trip without an accident or illness, travel insurance covers a wide array of other unexpected events, such as:

  • Permanently lost luggage and personal items are covered up to $250 per bag.
  • If inclement weather causes you to be displaced from your trip destination, travel insurance will pay up to $100 per day for accommodations.
  • An emergency 24-hour travel assistance hotline will provide you with embassy and consulate referrals, legal and accounting referrals, bail bond assistance, and translation and interpretation assistance

Flexible policy terms allow you to purchase insurance for trips as short as a week to extended stays as long as a year. The coverage is renewable on daily or monthly cycles if you are unsure how long the trip will last. For more information Travel Medical, please visit our travel health insurance site.


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|||| Expatriate Resources

scrapblog.com
Allows you to upload videos and pictures, then design your very own scrapbook to share.  Perfect for old photos and saving memories.

ancestory.com
Devoted to helping you find where you came from and locating relatives. 

expatcooks.com
Try and contribute new recipes from all over the world.


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|||| Did you Know?

Yvonne Allen

Meet Yvonne Allen...

Yvonne has been serving as Claims Liaison at Clements International for nearly two years and has a combined 12 years of experience in the insurance industry in managed care, pharmacy benefit management and claims. The Claims Liaison at Clements is responsible for assisting clients should a complicated health policy claim or benefit issue arise.

“I enjoy helping our customers navigate through the maze of health care insurance,” said Yvonne, assisting them in any way that brings less frustration during the process.”   

Yvonne is currently working toward a Master's Degree in Health Service Management


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|||| On a good note...

Here is what our clients have to say...

...you are good at what you do. Service oriented jobs...especially ones that involve insurance, where emotions are high, are hard! 
I tell ya, It is refreshing to talk to someone so positive (in any setting for that matter).

I always walk away from our interactions with a smile.

-CorpsCare Client

 



Dear Clements,

Thank you for your prompt response and attentive service.  Once I move to another overseas assignment where I will need coverage, your firm will be my first stop.

-Government Contractor, Angola



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* crocodile photo by lemoncat1