International insurance coverage for individuals.
Life Products & Services
Group & Individual Term Life
Group & Individual Term Life is a policy under which the benefit is payable only if the insured dies during a specified period of time. No benefit is paid if the insured survives to the end of the term and this insurance does not generate cash surrender value or accumulation.
Whole Life
Whole Life insurance is a policy under which a cash surrender value is generated and grows with future premium payments and stated interest accruals credited by the company.
Universal Life
Universal Life is a general account policy. Premiums are paid into the contract with some going towards expenses and insurance costs and the remainder going into a side fund that grows tax deferred.
Individual & Group Long-Term Disability
This coverage protects your employees in the event an illness or injury prevents them from continuing their employment. This coverage can also be obtained on an individual basis.