Transit & Destination Coverage Detail
Unscheduled Coverage - Transit & Foreign Destination
Transit & Destination Unscheduled Coverage is designed for professionals who have not yet moved to their foreign destination. This coverage is combined to eliminate the gaps that occur by purchasing separate policies. Unscheduled items are covered at full replacement cost and include coverage while in your foreign residence, commercial storage or while traveling.
In addition, this policy provides "All-Risks" Transit coverage while your property is being relocated to your foreign destination.
The Fine Print
- For unscheduled coverage, the first $100 of any one loss at your destination or the first $250 of any transit loss is not covered.
- A standard war exclusion clause applies.
- Unscheduled coverage is limited to $2500 coverage in the aggregate per loss for unscheduled jewelry, precious stones, watches, furs, silver, objects of art, computer equipment, camera and photographic equipment, musical instruments (except pianos), golfers equipment, stamp and coin collections and other similar valuables. Refer to Scheduled Coverage section for proper coverage of these items.
Unscheduled Coverage - Foreign Destination Only
Destination Coverage is designed for professionals who are already living abroad. Unscheduled items are covered at full replacement cost and include coverage while in your foreign residence, commercial storage or while traveling.
The Fine Print
- For unscheduled coverage, the first $100 of any one loss at your destination or the first $250 of any transit loss is not covered.
- A standard war exclusion clause applies.
- Unscheduled coverage is limited to $2500 coverage in the aggregate per loss for unscheduled jewelry, precious stones, watches, furs, silver, objects of art, computer equipment, camera and photographic equipment, musical instruments (except pianos), golfers equipment, stamp and coin collections and other similar valuables. Refer to Scheduled Coverage section for proper coverage of these items.
Scheduled Coverage
Worldwide, "All-Risks" Coverage for specified items at all times, while in transit, in your foreign residence, while traveling, or in commercial storage. There is no deductible for this coverage. This policy must be purchased in conjunction with Unscheduled coverage.
The Fine Print
- A standard war exclusion clause applies.
- No recovery is available for losses caused by wear and tear or gradual deterioration under Scheduled Coverage.
Rates
The following information will help you determine the appropriate rate chart.
- Please use the ProfessionalsAbroad Rates if you are a professionals living and working abroad for a corporation, organization or non-governmental entity.
- Please use the MissionsAbroad Rates, if you are a member of the Foreign Service or an individual contracted by the government to work at a foreign location.
