IVRM: International Vehicle Risk Management
This worldwide motor insurance policy covers, accidental damage, fire and theft* , for your personal car or commercial fleet, being operated overseas. International Vehicle Risk Management (IVRM), formally administered by Lockton, Inc., is designed to meet the unique needs of expatriates and international organisations.
Policy Highlights:
- Policy in British Pounds
- Policies underwritten at Lloyds of London.
- Coverage worldwide (excluding the United States and Canada)
- Individually assessed premiums
- Multi-vehicle discounts
- UK based claims handling
Key Clients Include:
FCO, DFID, NATO, UN and NGOs
Other Benefits:
Coverage includes protection against natural disasters, such as hurricanes, earthquakes and flooding. Supplemental protection against riot, civil commotion, hijacking and armed robbery (often excluded by local insurers) is also included as standard. The policy allows for optional inclusion of the incurred costs of freight, transportation and import duties, as well as payment of the purchase price for a seriously damaged or stolen vehicle that is less than 12 months old.
* This does not include Third Party Liability cover for which separate arrangements must be made to comply with local laws and regulations.




