School buses, automobiles and trucks represent a sizable investment when operating an international school abroad. To protect these assets, Clements Worldwide has designed a comprehensive worldwide policy specifically for the international education community that includes physical damage and liability coverage.

Highlights include:

• Borderless Coverage
• Worldwide Liability Coverage
• Collision and Theft Coverage
• Bodily Injury and Property Damage Coverage
• Transit Coverage
• Hired and Non-Owned Automobiles
• Terrorism Coverage
• Political Violence Extension including War & Terrorism

Physical Damage Coverage

Worldwide comprehensive, theft and collision coverage for your vehicles while they are being transported, operated or parked abroad. WorldAuto also provides Automobile Rental Reimbursement and Disablement Towing coverage.

In addition, this coverage provides Reimbursement of Automobile Rental Insurance expenses when members of your international school are renting an automobile in the U.S. or Canada. Remember, this feature does not provide insurance coverage on the rental vehicle, but simply reimburses you for the cost to purchase the rental agency's daily insurance package. Some limitations apply.

Political Violence Extension

An optional policy extension that broadens the coverage to include strikes, riots, malicious damage, sabotage, war, terrorism or civil unrest.

Personal Accident Extension

A worldwide coverage developed to provide financial stability should an unforeseen event involving a fleet vehicle result in the permanent disability or accidental death of a driver or passenger.

Excess Liability Coverage

When you or your staff operate a vehicle in a foreign country, you must purchase a Primary Liability policy issued through a legally accepted insurance company in the country in which you reside. Although this policy may comply with the local operational laws and registration requirements, it is often insufficient coverage. Our WorldAuto program offers Automobile Excess Liability Insurance, which increases your coverage limits and extends your coverage worldwide.

World-Class Claims Service

Clements is known for world-class claims service. We make it easier for you to present your claim and obtain payment for your loss. Our in-house claims department is dedicated to serving you and assisting you throughout the entire claims process.

Download an International School Insurance Info Sheet

The Fine Print: 1.A deductible applies. 2. A standard war exclusion applies. 3. Coverage is excluded while the automobile is within the United States or Canada and their territories and possessions.

Call us today at +1.202.872.0060 or 800.872.0067 or e-mail request@clements.com to discuss your needs.